Payroll Gross-Up Calculator

Gross-Up Calculator

Estimate the gross payment required to produce a selected net payment after flat federal and state/local withholding assumptions and optional employee FICA. Browse more tools in our Tax & Paycheck Calculators collection.

Target-net solver Optional 2026 FICA Flat-rate withholding Transparent breakdown

Calculator

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Fields start empty so you can calculate your own scenario. Use current records and rates when the decision matters.

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What is a gross-up calculation?

A gross-up starts with the net amount you want someone to receive and solves backward for a gross payment after specified withholding and payroll taxes.

Why does this calculator ask for withholding rates?

Many gross-up scenarios use flat assumptions, especially for certain supplemental payments. Regular payroll withholding can be more complex, so the calculator requires the rates you want it to use instead of silently assuming a universal payroll rate.

Why does year-to-date wage information matter when FICA is included?

Social Security tax applies only up to the annual wage base and Additional Medicare withholding begins after an employer pays more than $200,000 of Medicare wages in the year. The year-to-date wage input lets the solver account for those thresholds.

Is a gross-up always deductible to the employer or tax-free to the employee?

No. Gross-up treatment depends on the payment and applicable tax law. This calculator only solves the arithmetic of the specified withholding assumptions.

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Frequently asked questions

Enter the withholding rate that applies to the payment scenario. For some separately identified supplemental wages, 22% may be available under IRS rules, but regular payroll withholding is not a universal flat rate.
Yes. Choose Yes to include employee Social Security, Medicare and applicable Additional Medicare withholding.
It allows the gross-up solver to account for the Social Security wage base and Additional Medicare withholding threshold.
Yes. Enter the combined flat rate you want used in the gross-up scenario.
Yes. The calculator is free to use in a modern browser and does not require sign-up.
No. Results are educational planning estimates and should be checked against current official guidance, payroll records, tax forms, or a qualified tax professional when accuracy is important.
The calculation runs in your browser. This page does not require you to send tax identifiers such as a Social Security number to perform the calculation.
Yes. The calculator and result panel are designed to adapt to phone, tablet and desktop screen sizes.

Sources and methodology

The calculator uses the current federal figures or official agency guidance described below where those rules apply. State-specific results should always be checked with the relevant state tax authority.

Tax and payroll scope: This page provides general educational estimates. It is not tax, legal, payroll-compliance, or financial advice and does not replace an official tax return or employer payroll system.
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